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Thank you sir. But I live in central Florida. So for me, it is just high bolstered seats.
From what I have noticed, other cars that offer Recaros as an option usually charge about the same, or more, for the seats. If you buy them aftermarket, you can easily spend $2k on just the front seats alone through Ford Racing or getting a Sparco/Recaro aftermarket seat.

Some cars offers Recaro's standard, but they're quite a bit more than $24,000. I've sat in the regular Fiesta and Focus seats - you get what you pay for.
 

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StateFarm quoted me the same price as for a Titanium, but they said they had 'no data' on the ST. My guess is, even if I'm lucky, once a few idiots wrap them around poles my rates will go up. Auto insurance rates are certainly a mystery to most people, but it's always the cheap, fast cars that have the highest rates.
 
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