Incentives & Private Cash

IIRC, the "private cash" is on top of anything else you get. I believe they can be combined and I think mine were, but it was a year ago and I was more excited about getting the car then worried about the price, so I can't give you a stronger answer.

If the private cash doesn't stipulate using Ford credit, you shouldn't need to. Frankly, I'm not sure you'd find a better finance package than Ford credit and if you had to use it I believe you can pay off the full balance after 3 months.

That's what it means... unless they've checked Ford's "system" and are already crediting you the $500. Ask them how they got to the $23,500 and get them to give you details. It's not unheard of for a sharp dealer to check the system so you get all availble discounts, but they should indicate they're counting your private cash.

Ours is fully loaded and I love the toys... never feel like I'm in an "economy" car!