Honestly, if you can barely afford the $100 difference/month, you really shouldn't get this vehicle. Get a cheaper second hand car and save your money until you have better income.
If any unplanned events happen you would be in a financial mess. The worst decision you can make is to sink all your income into a depreciating asset.
If any unplanned events happen you would be in a financial mess. The worst decision you can make is to sink all your income into a depreciating asset.